Teeth Talk: How to Get Dental Implants Covered by Insurance
Dental implants are a worthwhile investment, with a success rate of 97% within ten years. However, although there are many benefits to choosing dental implants over temporary replacements, they are costly.
Eliminate the guesswork cost to cover up the cost of dental implants, so you can enjoy your perfect smile again.
If you want to know how to get dental implant insurance, we will provide you with support. Continue reading to learn more.
Why should I implant a tooth?
Choosing dental implants to replace missing teeth has many benefits. Although they may be more expensive than other options, they are the best long-term solution.
You can learn more about the various reasons why doctors recommend dental implants on this page.
Dental implant alternatives (such as dental bridges or dentures) cannot provide long-term solutions and easy maintenance features like implants. Dental implants look and feel like your own teeth. In addition, they can prevent the displacement of your healthy teeth.
When it comes to dental implants, treatment requires multiple steps. The first step is to place the implant in the bone. Next, place an abutment, and finally, make a crown to fit the abutment.
Your insurance plan may cover all or part of the steps.
How to get dental implants covered by insurance
When you want your dental implant to be covered by your insurance company, it is not always a simple answer. This is because it may depend on your insurance provider, the coverage of your personal plan, and the annual limit of your plan.
The first step is to discuss insurance coverage with your oral and maxillofacial surgeon (OMS). You need to discuss the contents of the surgery, including whether you need to have a tooth extraction, anesthesia, and any bone grafting.
The more detailed information you can collect, the more you will know when you contact an insurance company.
Talk to your insurance company
Searching for detailed information about your medical and dental insurance company’s coverage may be confusing. In addition, depending on the annual cap or the location of your operation, there may be loopholes.
Some dental plans cover the crown attached to the implant abutment. Some medical insurance plans are willing to cover other aspects of dental implants, including medical complications such as tooth loss.
If you are going to have dental implants due to an injury or accident, medical insurance may agree to provide insurance for them. Unfortunately, this can only be determined by your specific plan. Just because people in similar situations are covered does not mean that your situation will be the same.
There are also dental implant insurance companies that will specifically cover implants. However, they will not cover implants or major services that were missing before the policy was formulated. Therefore, it is a good idea to plan ahead.
Alternative financing options
Since you may not be able to pay the full cost of dental implants, it is best to consult with OMS about financing options specifically for oral care.
Gaining the benefits of dental implants is incalculable for the lifetime health of your other teeth and mouth. Therefore, don’t give up dental implants on the basis of cost alone.
Keep your smile healthy and happy
It is important that you check your plan carefully before removing teeth when possible. Knowing how to get dental implant insurance can depend on your specific plan. Be sure to consult your doctor and insurance company directly.
If you find this article helpful to you, be sure to check our other news!Since you may not be able to pay the full cost of dental implants, it is best to consult with OMS about financing options.